PH&N LifeTime 2030 Fund

Fund code: RBF1930

Who is this fund for?

Investors who:
  • are saving to support an income stream in retirement that begins on or around the target date of the fund (2030)
  • want a fund that will maintain a diversified asset mix which is appropriate for the target date of the fund (2030)
  • are planning to hold their investment for the medium-to-long term

Portfolio manager(s)

Sarah Riopelle, CFAManaging Director, Senior Portfolio Manager & Head of Portfolio Solutions and Platform Talent
Ashley Warburton, CFA, MFinPortfolio Manager, Investment Solutions

Details

Risk rating
  • Low
  • Low to med
  • Med
  • Med to high
  • High
Series
D
NAV $
12.8022
4/7/2025
Inception date
30/06/2011
Net asset $
187.25 M
4/7/2025
MER %
1.01
Management fee %
0.80
Income distribution
Annually
Capital gains distribution
Annually
Fund category
(CIFSC)
2030 Target Date Portfolio
Load structure
No Load
Minimum investment $
500
Subsequent investment $
25
Sales status
Open

Performance

Trailing returns %

As of 3/31/2025
YTD1 mo3 mo6 mo1 yr3 yr5 yr10 yrIncept.
Fund 1.2-1.61.22.910.23.26.14.56.1
Quartile 3rd3rd3rd1st1st3rd3rd2nd-
No. funds in category 2222222222212014-

Calendar returns %

As of 3/31/2025

Chart

Bar chart with 11 bars.
This chart shows calendar returns for the fund RBF1930
The chart has 1 X axis displaying categories.
The chart has 1 Y axis displaying values. Data ranges from -14.118748 to 16.013252.
End of interactive chart.

Growth of $10,000

As of 3/31/2025

Chart

Combination chart with 2 data series.
This chart shows calendar returns for the fund RBF1930
The chart has 2 X axes displaying Time and navigator-x-axis.
The chart has 2 Y axes displaying values and navigator-y-axis.
YTD6m1y3y5y10yAll
End of interactive chart.

Highest/lowest returns (%)

As of 3/31/2025
1 yr3 yr5 yr10 yr
EndedReturnEndedReturnEndedReturnEndedReturn
Highest01-201521.312-202112.509-201610.312-20218.3
Lowest12-2022-14.109-2023-2.109-20232.002-20254.5
Average-6.4-6.0-6.1-6.0
No. of periods-154-130-106-46
% positive-83.8-93.1-100.0-100.0
*Highest/lowest returns (%) is based on data since inception of the fund.

Portfolio analysis

Asset type mix

As of 2/28/2025

Chart

Pie chart with 8 slices.
This chart displays asset mix data for the RBC fund RBF1930
End of interactive chart.
48.9% Equity 51.1% Fixed Income / Cash

Equity sector allocation

Financials21.4%
Information technology15.7%
Industrials11.3%
Health care9.4%
Consumer staples8.3%
Communication services7.6%
Consumer discretionary6.6%
Energy6.6%
Real estate5.6%
Utilities4.4%
Materials3.1%
Unclassified0.0%

Fixed income breakdown

Government41.1%
Corporate50.7%
Other0.6%
Securitized debt0.0%
Cash6.9%
Direct mortgages0.8%

Portfolio characteristics

As of 2/28/2025
Large Mid Small Value Blend Growth
Statistics
Dividend yield (%) 2.2
P/B ratio 3.1
P/E ratio 17.2
Avg. mkt cap. $bil 582.5

Note: Characteristics based on equity portion of portfolio.

Top 10 holdings

As of 2/28/2025
Holdings Assets
Phillips, Hager & North Bond Fund - Series O19.2%
Phillips, Hager & North Short Term Bond & Mortgage Fund - Series O12.0%
RBC QUBE Low Volatility Global Equity Fund - Series O10.3%
Phillips, Hager & North U.S. Equity Fund - Series O7.6%
RBC Bond Fund - Series O7.0%
Phillips, Hager & North Canadian Equity Underlying Fund - Series O6.9%
Phillips, Hager & North Conservative Equity Income Fund - Series O6.2%
RBC QUBE Global Equity Fund - Series O5.9%
RBC Global Equity Leaders Fund - Series O4.6%
Phillips, Hager & North High Yield Bond Fund - Series O4.0%
Total % of top 10 holdings 83.8%

Distributions

Distributions ($)/unit

As of 3/31/2025
YTD *2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Interest -0.180.200.420.240.050.110.120.160.090.07
Canadian dividends -0.040.040.050.040.030.040.030.030.030.03
Foreign income -0.050.060.070.050.040.050.070.070.070.06
Foreign taxes paid --0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01
Capital gains -0.000.000.290.750.230.180.300.180.210.65
Return of capital -0.010.010.010.01---0.02--
Total distributions -0.270.310.851.090.350.370.500.460.390.80

* Distributions are characterized into income type at year-end.

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